Lend me your ears, and I will pay you back in EMIs

The mobile rings. "Tring, tring"

"Hello."

"Good morning sir. Am I speaking to Mr. Chintamani Chidambaram?"

"Shouldn't you know?"

"Thank you sir. This is Arakonnam Aravind calling on behalf of ABCXYZ Bank."

"For what?"

"Thank you for asking sir. I will tell you. You are one of our privileged customers chosen for a pre-approved loan of Rs 10 lakhs which you can repay in 3 years, 5 years or 10 years in Easy Monthly Instalments."

"Easy?"
SLAM!!